Feb. 8, 2017

Good News in Housing

 

Home Prices Surge

CoreLogic, a leading provider of consumer, financial and property information, reported that home prices, including distressed sales, rose 7.2 percent from December 2015 to December 2016. From November to December, prices rose 0.8 percent. The U.S. has experienced 59 consecutive months of year-over-year increases. CoreLogic sees a 4.7 percent increase in prices from December 2016 to December 2017.

 

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CoreLogic Home Price Insights Report

 

Need a Real Estate Consultant?  Just ask any of our real estate consultants at RE/MAX Alliance REALTORS providing Albuquerque real estate needs, Santa Fe real estate needs, Rio Rancho real estate needs: Nancy Bashore , George Bashore, Alice Meyerhoff, Bill Nelson, Alene Joyner, Karen McDaniel, Kevin Ramos, Lea Beth LaDue, Linn Reece, Melissa Morenus, Yvonne Chavez, Yvonne Gonzales, Christopher Doyle, Jill Newman, Larry McCarty, RE/MAX Alliance REALTORS, Legacy Mortgage

Jan. 20, 2017

Dinner Tonight

Healthy Chicken Fajita Bowls

 
Author: 
Serves: 4 Bowls
Ingredients
  • 4 chicken breast tenderloins
  • 2 cups of cooked white or brown rice
  • 1 poblano pepper, sliced thin
  • 1 red pepper, sliced thin
  • 1 small onion, sliced thin
  • 1 can of black beans, drained and rinsed
  • 1 can of corn, drained
  • 1 tbsp. fajita seasoning
  • 1 tbsp. oil
  • Additional optional ingredients: shredded cheese, sour cream, avocado, salsa
Instructions
  1. Preheat a skillet to medium high heat and add oil. Sprinkle chicken, onions, and peppers with half the fajita seasoning.
  2. When skillet is hot, add the chicken, peppers, and onions. Cook until 6-8 minutes, flipping halfway through, or until chicken is cooked through. Remove all ingredients from the pan and set aside.
  3. In the same skillet, add corn and black beans. Add the remaining fajita seasoning. Cook for about 4 minutes, or until the beans and corn are warmed through.
  4. To assemble your bowl, fill with rice and then top with chicken, onions, peppers, corn, and black beans. Add additional toppings as desired.

http://www.yellowblissroad.com/healthy-chicken-fajita-bowls/

 

Need a Real Estate Consultant?  Just ask any of our real estate consultants at RE/MAX Alliance REALTORS providing Albuquerque real estate needs, Santa Fe real estate needs, Rio Rancho real estate needs: Nancy Bashore , George Bashore, Alice Meyerhoff, Bill Nelson, Alene Joyner, Karen McDaniel, Kevin Ramos, Lea Beth LaDue, Linn Reece, Melissa Morenus, Yvonne Chavez, Yvonne Gonzales, Christopher Doyle, Jill Newman, Larry McCarty, RE/MAX Alliance REALTORS, Legacy Mortgage

Posted in Recipes of the day
Jan. 19, 2017

Newsletter from Legacy Mortgage

 

Five Ways to Improve Your Financial Health

It’s that time of year again — the time when we shift our focus to getting healthy and dropping those unwanted pounds. In addition to keeping your body in good physical shape, you should also take some time to gauge the health of your personal finances. No matter your current financial situation, below are some tried and true practices to help improve your financial health.

 

Create an emergency fund. One thing that’s certain in life — unexpected events happen. Cars break down, health issues arise, and job losses occur. A rule of thumb is to have at least six months of income set aside for emergencies. Start taking a little out of your paycheck each month until you reach your six month cushion. You may even want to open a designated savings account so you won’t be tempted to spend your extra cash.

Pay down credit card debt. Credit cards create bad debt, which can be harmful to your financial health. Pay it down by tackling the one with the highest interest rate until you’ve paid each one off. Be sure to pay more than the minimum payment so you can make a dent in the principal. If you have high interest rates, consider doing a balance transfer, which will move your debt to a lower rate and bundle everything into one monthly payment. Remember to check on any associated fees first.

Save for the future. Are you saving enough for retirement? As a helpful exercise, use an online calculator to determine how much you should be saving in order to meet your retirement goal, and make it a priority to start setting aside that amount. Don’t forget to save for other future expenses, such as your children’s college fund. Talk to a financial planner if you need help getting started.

Evaluate your mortgage payment. If you’ve had your current mortgage for a while, you may want to do a loan review to see if you could save money. Whether it’s increasing your monthly payment, making extra payments, or refinancing to a new loan program, there are options to help you save money and pay off your home loan sooner. Contact me to discuss your best options, and if you’re renting, let’s examine if purchasing a home would be a smart financial move for you.

Live within your means. As you grow in your career and start to earn more money, be careful not to let your spending increase along with it. Instead, focus on building wealth by finding a lifestyle that is comfortable and affordable. For instance — would your money be better spent on a luxury car or in an investment fund? Live within your means, and put your extra money toward things that will last, like investments, experiences, and your family’s future.

Achieving the financial health you desire may take a little time, but you can get there one step at a time by implementing the above principles. 

 

 

This letter is for information purposes only and is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. Program rates, terms and conditions are subject to change at any time.